February 2009 Newsletter
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Hard Money Doesn’t Mean Hard Arsed
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Why I’m emailing you
 


Ok, I’ll admit it. I wrote the email subject to get you to open this email. So now that you have, I’ll get right to the point. 
The real estate investing business is changing every day. The financing needs of investors are changing right along with it, and we have new programs in the works to provide additional sources of funds for your deals. When a plan or program changes, I’ll let you know. When we get a new program going, I’ll let you know about it through occasional emails.  Sometimes, I’ll send out tips on how to make the process go more smoothly. There is one in this email. If we get the same question every day, I’ll probably send out the answer in one of these emails. 
If you are a lender, or considering lending, and want to know more about us, and what we can do for you, we want to hear from you. 
That’s pretty much it. You won’t hear from me often, but if you don’t unsubscribe from this email at the bottom of the page, I’ll assume it’s ok to email you sometimes. You may unsubscribe at any time. 
Your partner in profitable investing, 

Ann Bellamy
Buy Now, LLC
 


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Quick Tip
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Take a digital camera with you whenever you visit a property you are considering buying. Take pictures of EVERYTHING! All exterior sides of the building, all kitchens, baths, and all mechanicals including heating, water and electrical panels. Pictures of each room and don’t forget the exterior shots of the houses immediately around this house. And if there is a view, don’t forget that either. 
There are lots of reasons to take these photos:
1. They will help with your rehab estimate when you are home and can’t remember one property from another, because they all blend together.
2. If you sell the property, you’ll have documentation of the “before” when the buyer’s lender questions why the value went up $100,000 in only 3 months
3. If you have an insurance claim during the course of ownership, these may be helpful.
4. And most importantly, if you are looking for hard money to purchase and/or rehab the property, these photos are a critical part of your loan package!
5. You won’t have to go back to the property later to take the photos that you should have taken in the first place.
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