No interest, no points hard money loans are………..

a fantasy, of course.  Kind of like Santa.

If I could figure out a way to do this for free and still make money, I’d have more business than I could handle and would have no competition.  But I haven’t figured it out yet, so for now, we still charge.  Bah humbug!

Since I can’t give you free loans, I thought I’d share a few other favorite things:

Best comeback of the year:
After reading my newsletter about the lady who thought she sold her home, so had given up her beloved pets, a reader shot me this reply, and I quote:
“Thank you for sharing that story, and your heartwarming reaction.  I have been in real estate for almost 25 years, and I know there is no more warm and compassionate group of people in this world than hard money lenders.”
Perfectly timed, very well said, dripping with sarcasm and hilarious!  I recognize that we are all painted with the same brush, but of course I want to think that the paint on my brush is a different color.

Discounted property insurance:

Check this out!

Best real estate investing book on buy and hold:
This book is what made me buckle down and realize that buy and hold was for me.  I had an epiphany when I realized the 4 ways you make money in real estate rentals, and I didn’t even realize about the magic multiplier: leverage.  I  have read it multiple times, and still go back to it to get the parts I missed.  It’s not get rich quick, it’s get rich slow.  Actually, it’s more like reaching critical mass:  having enough income to support your lifestyle without working again. 
Real Estate Investments and How to Make Them, by Milt Tanzer